Bill Milano Great Western Home Loan 95 Argonaut, Suite 102 Aliso Viejo, CA. 92656 Office: (866) 334-0471 Cell: (949) 233-1729 License # 00971749       Email: Milano www.gwhomeloan.com   Refinance – Cash Out - Debt Consolidation	Ted Learakos Pacific Capital Mortgage Group 1401 North Tustin Ave #320 Santa Ana, CA 92705 Office: (714) 967-0479 Fax: (714) 283-1426 License # 01180560     Email: Learakos www.TedLearakos.com   Over 1 Billion Dollars in Funded Loans Since 1980
Kelley / Lokesh MGB Financial Services, Inc. 18300 Gridley Road, Ste. I Artesia, CA. 90701 Office: (562) 809- 2643 Toll Free: (877) 964-2562 Cell: (562) 858-4814 License # 01243572     Email: MGBLoan www.HomeBuyingSelling.com   15 Years of Experience FHA, VA, Rent-Lease Option To Buy, City-Grant Down Payment Assistance, Credit Problem, Zero Down, Sub-Prime Lender, Refinance, Debt consolidation, Home Improvement...	Charles Vartanian Quest Mortgage Services 22772 Centre Drive Suite 280 Lake Forest, CA. 92630 Office: (949) 460- 9380 Cell: (949) 400- 1331 License # 00790889     Email: Charlie www.Quest4Mortgage.com   Years of Mortgage and Real Estate Experience Specializing in both Conventional loans and difficult to place loans
Charles Lehr Genesis Home Loans, Inc. 17 Niblick Lane Trabuco Canyon, CA. 92679 Office: (949) 709-1760 Cell: (949) 422-9961 License # 01333940     Email: CLehr www.GenesisHomeLoans.com   Specialize in Jumbo Loans for Purchases, Refinancing, Debt Consolidation and more Customized Loan Programs Available Free Consultation 99.6% Loans Funded 97% Client Highly Satisfied Testimonials 96% of Client Base Are Referrals	Mitchel Warren Mainsail Financial Brokers Huntington Beach, CA. 92648 Office: (714) 655-7020 Cell: (714) 932-9495 License # 603-9708       Email: Warren www.MainSailFinancial.com   New Home Purchase Specialist Specializing in Zero Down, Slow Credit, Self-Employed, First Time Home Buyers, Debt-consolidation, Refinancing and Cash-out

California Mortgage Brokers - California Mortgage Lenders

How California Mortgages Work

Buying a house is probably the single, biggest purchase you will make in your life. Most likely you will have to borrow the money from a bank or other financial institution by getting a California mortgage -- a long-term loan secured by the property you purchase. A mortgage is a long-term loan that a borrower obtains from a bank, thrift, independent mortgage broker, online lender or even the property seller.
The house and the land it sits on serve as collateral for the loan. The borrower signs documents at closing time giving the lender a lien against the property. If that borrower doesn't make payments as agreed, the lender can take the home through foreclosure. Because mortgages are such large loans, consumers pay them off over long periods -- usually 15 to 30 years. Their monthly payments gradually whittle away the principal balance, slowly at first then rapidly toward the end of the loan. Securing the mortgage loan involves a lot of paperwork; it’s a detailed look at your credit history, employment record and financial assets and liabilities.

You're coming to the finish line in the home-buying race. You’ve found a home you like and can afford, you have a mortgage loan, and now it’s time to close the deal.

The process of "closing," or the settlement of a home purchase, involves keeping track of a lot of paperwork, looking ahead to the life of the loan and building equity. Here is a guide to the final steps of reaching your goal of homeownership.

California Mortgage Brokers - California Mortgage Lenders

Orange County Lenders, Orange County Mortgage Brokers

"Orange county mortgage company list, get a mortgage in Anaheim, Dana Point, Huntington Harbour, Laguna Beach, Monarch Beach, Santa Ana and Yorba Linda."